Minimum Monthly Needs Allowance (m.m.n.a.)

Minimum Monthly Needs Allowance (m.m.n.a.)

Old and new laws allow post-eligibility income (pension, social security) to be shifted to community spouse. This is based upon theory that a spouse living in family residence should receive a certain minimum amount of income to pay for housing or "shelter" costs. Argument has been made on behalf of community spouse that principal generating the income needed (reasonable rate of return) should be shifted from applicant to spouse (in essence, increasing the community spouse resource allowance). The new law provides for the "income first" rule which requires that applicant's income be shifted first to make up the m.m.n.a., and if more income is needed (unlikely), then assets can be shifted.

Disclaimer: This article does not constitute legal advice and each person may have unique facts for which legal consultation may be necessary.

Copyright October 2009, Post 56